FIO Address Giveaway

Guarda Team
2 min readJul 10, 2020


What is FIO Protocol?

After a hype cycle in 2017, cryptocurrencies have not yet entered the mass market. However, the founder believes that if usability is improved, it is entirely feasible to join the mass market. FIO’s goal is to create a blockchain usability layer that makes blockchain simple, safe, and comfortable.

The FIO protocol is a service layer for the local blockchain and payment processing platform, which aims to increase the availability of cryptocurrency wallets.

FIO payment request

It is a function to send a payment request from one wallet to another. It is entirely decentralized and private. Importantly, meta-information (such as notifications, order cards, or invoices) can be included in the request. It immediately enables these features on every blockchain. The user has the same experience and interface-no matter what token they interact with. The protocol itself does not require forks or changes to the blockchain.

Besides, the availability of metadata also has an impact on merchants and e-commerce. It is often impossible to include other data in the original transaction.

Also, the ability to perform a refund is much simpler because the merchant has the customer’s FIO address.

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Guarda Team

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